What is Investment?

Especially due to the fluctuations in exchange rates and economic uncertainties in recent years, people have started to look for alternatives on how to protect their money or how to increase their incomes. The concept of investment emerges precisely here. The process we call investment is to preserve the leftover money, the amount saved, or the income obtained in general from a source, or to increase it by using various tools.

There are many methods of investing. Buying gold, which is frequently used in Turkey, is an important investment tool. In this investment, made to protect the value of money against currency depreciation, the aim is more about preservation than increasing money. One of the most important investment tools is real estate investment. In this type of investment, known as real estate property investment, rental income is obtained after becoming the owner of the property. In this way, a regular income can be obtained monthly or annually. These are generally traditional investment types that are well-known among the public and widely preferred by society. Additionally, there are developed investments made by large companies or businessmen. To list some types of investments;
● Stock Investment
● Investment through Leveraged VIOP Transactions
● Forex Markets
● Bonds
can be cited.

What is Investment Consulting?

When investing, the risk factor must always be considered. In some unstable and non-stable investment transactions, the investor may suffer significant financial losses due to making wrong decisions. To prevent this and to obtain second opinions from individuals who possess extensive knowledge on the subject, the concept called investment consulting has emerged. Investment consulting is a profession that provides investment advice to individuals by managing investments, the capital market, and general analyses on behalf of a company or an individual, offering consulting services on the subject. In investment consulting services, which are mainly provided by companies rather than individuals, all analysis and market research responsibilities are assigned to the investment consultant. Thus, the transaction can be carried out with less risk and without time loss.

What Does an Investment Consultant Do?

There are many factors that the investment consultant, who takes all investment responsibilities on behalf of a company or individual, must pay attention to. In this regard, they must know well what to deal with and how. In these responsibilities that involve many factors, the investment consultant has primary duties. The tasks that an investment consultant performs in the scope of investment consulting are as follows:
● Conducting capital market research to provide information and guidance services to the company or individual they serve
● Checking whether the investor complies with legal regulations through legal examinations
● Conducting risk and expectation analysis to arrive at realistic results in line with the client's goals and objectives
● Generating commissions for the client through investment transactions resulting from investment research
● Contributing to the company's image through the income obtained
● Monitoring all investment objectives to stay updated on the market
● Being knowledgeable about the general market
● Conducting competitor analysis by examining market tools and investments made by rival companies in these areas
● Ensuring appropriate investment tools are chosen

What Are the Salaries of Investment Consultants?

Since investment consulting is an inclusive term, it is not possible to categorize all investment consultancies under this term. There are various job groups that work under investment consulting, such as financial investment consulting and portfolio consulting. Therefore, variations in salary scales can be observed depending on which consulting is being done. According to a survey of 50 investment consultants, the average salary in investment consulting has been reported as 11,830 TL.

Who Can Be an Investment Consultant?

Just as it is necessary to be knowledgeable and experienced to provide consultancy, the same applies in this case. Not everyone can be an investment consultant. Individuals or groups wishing to provide investment consulting services can serve clients under the Framework Agreement signed through relevant institutions, portfolio management companies, and investment banks. In this context, individuals wishing to engage in investment consulting are required to obtain permission from the SPK (Capital Markets Board), which is a government body. However, there are also processes that need to be completed beforehand. Before the aforementioned contract is signed, the investment consultant is required to conduct a suitability test called the